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There Are Certain Things You Shouldn’t Skimp On

Tue, Mar 6, 2018

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While sure it’s important to check is lyft for uber cheaper in order to save money on your responsible rides when needed, so you can skimp on price for whatever is cheaper, but when it comes to other areas, you probably should choose quality over price.  If you can reduce unnecessary expenses and build up an emergency fund you can have the available cash on hand when needed for the necessary items and they won’t break the bank, or even worse have to put on a credit card and pay back, with interest, over time.

Home & Auto Repairs

I’ve had friends over the years that would leave the check engine light on, but to me I would always freak out and take the car in right away to ensure there is nothing wrong.  Now maybe that is one extreme to the other, but when it comes to auto repairs, fixing things when they come up, not to mention normal maintenance such as regular oil changes, rotating the tires, and changing the breaks when needed can extend the life of your car.  Same goes for your home, by replacing the air filter every few months can keep your furnace working efficiently for years.

Insurance

Much like needing to check your credit report at least once a year to make sure your information is up to date and accurate, needing a cushion of a few months’ worth of reserves, same goes for insurance, as you never know what life will throw at you that is out of your control, so the best you can do is be as prepared as you can.  When it comes to insurance, having the adequate home, auto, health, and even life insurance can keep you covered if the unexpected should happen, with hopefully not having mounds of bills come afterwards with just paying your deductible and co-pays.

Mattress

Sure, you can buy a mattress anywhere in between being firm or soft, from different brands and versions of quality, but it can be hard to justify spending a thousand or two on a new mattress if you are in need of replacing your aging one.  Think of it this way, let’s say you get the needed 8 hours of sleep per day and there are 24 hours a day, you’re essentially spending a third of your life on your mattress, so why not make it a premium mattress so you can get a good night’s sleep, not to mention saving your back for potential issues down the road.  With a good night’s sleep, you can guarantee peak performance in your work and personal life, without dragging from being tired all of the time.

Toilet Paper & Paper Towel

You’ve often heard that you get what you pay for, and that is particularly true when it comes to toilet paper and paper towel.  When you buy cheap, you will often use more of it, so it really serves no benefit to go cheap, especially when you want to avoid the sandpaper feel of cheap toilet paper.

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